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Health Insurance - What You Need To Know

We want you to be an informed consumer, whether you ultimately decide to use our services or those of another agency. Before you purchase a health insurance policy for yourself, your family, or your employees you must:

Define your needs
List your wants
Understand your options
Learn your risk exposures
Plan your budget

We're committed to helping you every step of the way.

If this is your first time shopping for health insurance, the New York Times article link below provides some good pointers and links to additional information sites that can help educate you in this endeavor.

Health Insurance - What You Need To Know, By LESLEY ALDERMAN Published: February 2, 2009

COBRA Continuation

If you were affected by job loss through employer staff reduction any time between September 1, 2008 and February 28, 2010, you may be eligible for COBRA continuation coverage at only 35% of the normal cost thanks to the American Recovery and Reinvestment Act (ARRA) of 2009. President Obama signed the legislation to extend the subsidized benefits an additional six months (up to fifteen months from the original nine months) on December 19, 2009. Also extended is the deadline for eligibility, originally scheduled to expire on 12/31/09, now extended to 2/28/2010.

Read more about it at the United States Department of Labor website:

http://www.dol.gov/ebsa/COBRA.html